Bharthi Redefining General Insurance

We therefore permit you to choose the right add-ons with the aid of not just recommending them but additionally explaining in a obvious and simple manner how each advocated upload-on can advantage you. Our purpose is to ensure that you pick and combine the proper accessories with Bharti AXA’s comprehensive automobile insurance so that you have full protection on the time of a claim. whether it’s insurance for fender benders, maintaining your ‘No claims bonus’ intact, protection in your engine from water ingress or maybe simply tow-away help, we've all of it.

With the help of our customized pointers you can choose from a number of accessories designed to guard you in almost all form of situations you may stumble upon.

Over and above the blessings of our complete motor insurance offering all customers experience the benefits of our huge cashless network of over 2300 garages pan India regardless of the plan opted for. similarly we additionally offer 24x7 claims assistance, an easy claim settlement system and a No Claims Bonus (NCB) up to 50% on car insurance renewal from Bharti AXA GI or any other insurance provider.

After a brief description of our fundamental insurance cover given is a listing of a few usually used motor coverage accessories maximum of our clients advantage from.

Simple insurance cowl

cover includes complete car coverage
through fire explosion self-ignition or lightning ;
by means of housebreaking burglary or theft ;
with the aid of insurrection and strike;
by using earthquake (fire and shock harm);
through flood hurricane storm storm tempest inundation cyclone hailstorm frost;
with the aid of accidental outside manner;
via malicious act;
by terrorist interest;
at the same time as in transit via street rail inland-waterway raise elevator or air;
by way of landslide rockslide.
1/3 birthday celebration legal responsibility (if some 0.33 birthday party files a declare in opposition to you for damage or harm to their car or assets)
non-public twist of fate cover for the driver providing a repayment of as much as Rs. 2 lakhs in the occasion of dying/everlasting total disablement springing up from car twist of fate
Our accessories

Depreciation cover

generally below fashionable comprehensive motor coverage, in case of a declare, the insured gets an amount this is problem to depreciation. He/she consequently receives an quantity lower than the real repair expense. With Depreciation cover the insured gets the depreciation quantity deducted at the value of the parts changed. this is applicable for up to two admissible claims.

Hydrostatic Lock cover

using or maybe parking your automobile in a water-logged region can divulge it to the threat of water getting into its engine. In one of these situation in case you even activate the ignition key you may motive large engine harm. similarly, your coverage corporation is possibly to consider this damage as a consequential loss and could now not cover it. Hydrostatic lock cover covers harm to the engine due to water entering it and is especially useful in regions of excessive rainfall and common flooding.

No Claims Bonus Protector

You get a No-declare Bonus (NCB) for each claim loose 12 months. This NCB slab will increase for each declare free 12 months and can cross as much as 50%. One unmarried declare reduces your NCB to 0. NCB protector cowl protects your NCB up to two claims at some point of your policy period. it's far particularly encouraged for NCB accumulation of over 25%

Roadside assistance

A vehicle smash down in the middle of nowhere can be very demanding. finding tow-away or a mechanic to help can be an laborious ordeal. Roadside assistance cover offers help for on street repair regarding minor breakdowns, towing your automobile to the nearest storage, changing of a flat tyre, replacing misplaced keys and arranging for emergency gas.